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Lowest AB 5-yr insured 4.34% (ATB Financial)Lowest AB 5-yr 20%+ down 4.59% (ATB Financial)Best ATB / credit union 4.34% (ATB Financial)Prime 4.70%BoC policy 2.50%Next BoC decision Dec 9, 2026 (37 days)219 towns mappedRates collected Nov 2, 2026 · how
ABMortgageRatesAlberta lenders, town by townAsk Mitey
Every town

Every Alberta town with an ATB or credit-union branch, region by region

Short answer

We mapped 219 Alberta towns from the branch lists on each lender's own site. 5 towns have three or more of ATB and the credit unions; 128 have just one. Pick a town to see every lender's rate on your mortgage, or open a region for its own worked example.

Branches collected How we collect and date rates

Edmonton region (21 towns)

ATB, Servus and Christian Credit Union branches across Edmonton and its suburbs. Open the region page →

Calgary area and the Bow Valley (23 towns)

Bow Valley Credit Union's home ground: Cochrane, Canmore, Banff and Airdrie. Open the region page →

Red Deer and central Alberta (103 towns)

Red Deer, Camrose and the east-central towns where Vision Credit Union has most of its branches. Open the region page →

Lethbridge, Medicine Hat and southern Alberta (31 towns)

Lethbridge's Christian Credit Union branch, Servus and ATB across the south. Open the region page →

Northern Alberta and the Peace Country (41 towns)

Lakeland Credit Union in Bonnyville and Cold Lake, Vision across the Peace, ATB almost everywhere. Open the region page →

Worked example: how the regions compare

Branches and towns by region
Branches and towns by region: inputs, steps and result
Edmonton region21 towns80 branches
Calgary area and the Bow Valley23 towns77 branches
Red Deer and central Alberta103 towns157 branches
Lethbridge, Medicine Hat and southern Alberta31 towns46 branches
Northern Alberta and the Peace Country41 towns59 branches
One-lender towns128 of 219a branch of only one of ATB and the credit unions

Open the town rate finder →

Mitey the yeti reading a small book
Mitey reads every lender's branch list and writes down the town, not the street: that's the decision a borrower makes first.

Frequently asked questions

How many Alberta towns have an ATB or credit-union branch?

219 towns, from the branch lists on each lender's own site (Nov 2, 2026): ATB 256 branches, Servus 126, Vision 24, Bow Valley 8, Christian 3 and Lakeland 2.

Which towns have the most Alberta lenders?

Airdrie, Calgary, Edmonton, Lethbridge, Red Deer have three or more of ATB and the credit unions.

Primary sources

  1. ATB Financial — Find a location (branch list). Checked .
  2. Servus Credit Union — Branches (location search). Checked .
  3. Vision Credit Union — Find a branch. Checked .
  4. Christian Credit Union — Find a branch or ATM. Checked .
  5. Bow Valley Credit Union — Find us (branch & ATM). Checked .
  6. Lakeland Credit Union — Find us (branch & ATM). Checked .
Edmonton regionATB, Servus and Christian Credit Union branches across Edmonton and its suburbs.Open →Red Deer and central AlbertaRed Deer, Camrose and the east-central towns where Vision Credit Union has most of its branches.Open →Lethbridge, Medicine Hat and southern AlbertaLethbridge's Christian Credit Union branch, Servus and ATB across the south.Open →