| Term | At a branch in Red Deer | Lowest in Alberta |
|---|---|---|
| 1-year | 4.94%Servus Credit Union · source$2,312.78/mo on $400k | 4.74%Christian Credit Union · source$2,267.57/mo on $400k |
| 2-year | 4.54%Bow Valley Credit Union · source$2,222.80/mo on $400k | 4.39%Lakeland Credit Union · source$2,189.50/mo on $400k |
| 3-year | 4.29%ATB Financial · source$2,167.43/mo on $400k | 4.19%Lakeland Credit Union · source$2,145.48/mo on $400k |
| 4-year | 4.34%ATB Financial · source$2,178.45/mo on $400k | 4.29%Lakeland Credit Union · source$2,167.43/mo on $400k |
| 5-year | 4.34%ATB Financial · source$2,178.45/mo on $400k | 4.34%ATB Financial · source$2,178.45/mo on $400k |
Branches in Red Deer: ATB Financial (3), Servus Credit Union (4), Bow Valley Credit Union. Rates read off each lender's own page (collected Nov 1, 2026); not quotes. Payments: $400,000, 25 years.
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